Car affordability calculator

Start with the finance. Then add your income and outgoings to see whether the car truly fits your budget — not just what the monthly payment is.

Your finance deal

Car price
Deposit
APR (interest)
Rate
Term length
Monthly payment
£0
Deposit upfront
£0
£
Insurance, fuel or charging, tax, servicing. £150 is a rough UK average — use your own if you know it.
Amount financed
£0
Total interest
£0
Total to pay
£0

Tip: with PocketSorted Assistant you save these once and every calculator fills them in for you.

Your money

£
After tax — what actually lands in your account. Add a partner's if it's a joint decision.

Your other outgoings

£
£
Energy, groceries, phone, loans, cards — and those little subscriptions that add up.
£
Happy with the numbers? Save it to your account, email it to yourself or share the link.
Make it a planTurn this into a printable action planFull breakdown + checklist with a Result Pack or Assistant

Estimates only, for guidance. Based on a standard amortising loan (personal loan or HP) with no balloon payment. PCP deals, fees, your credit profile and lender terms will change the figures. This isn't financial advice.